Built for the way ambitious Indian businesses move moneyExplore business banking
THE FINANCIAL OPERATING SYSTEM FOR INDIA
Run every money workflow from one calm place.
Business accounts, payouts, collections, approvals and reconciliation—connected through a secure operating layer your finance team will actually enjoy using.
No raw card data stored Review-led activation Built for Indian businesses
Control centre
GOOD MORNING
Your money operations are in sync.
Vendor payout batch12 beneficiaries
REVIEWKYC query resolvedEvidence updated
READYAPPROVAL COMPLETEReady for bank submission
SECURITYEncrypted configuration
CONFIGURABLE FOR LEADING INDIAN BANKSSubject to your own bank relationship, contract and activation
ONE WORKSPACE. EVERYDAY CLARITY.
Finance work should feel less like firefighting.
Experia360 brings the moving parts together so every team sees what is happening, what needs a decision and what happens next.
One place to operate
Stop switching between portals, spreadsheets and disconnected approval threads.
Controls people understand
Turn your authority matrix into clear maker, reviewer and approver journeys.
Automation with context
Connect systems through APIs without hiding bank status, evidence or exceptions.
Every action accountable
Keep organization, actor, intent, approval and outcome in one continuous record.
ADD WHAT YOUR TEAM NEEDS
One platform that grows into your operating model.
Start with a core workflow. Add modular products through the same onboarding, entitlement and evidence framework.
04EXPERIA TREASURY
Explore the complete product suite Treasury
See approved accounts and statements without blurring bank and ledger balances.
Explore module 05EXPERIA VERIFYVerify
Coordinate company, beneficiary and settlement-account verification.
Explore module 06EXPERIA APIHUBAPIHub
Build with scoped clients, consistent resources and signed webhook events.
Explore module 07EXPERIA ESCROWOSEscrowOS
Orchestrate controlled release rules around partner-bank structures.
Explore module 08EXPERIA LENDSTACKLendStack
Coordinate lender and co-lending operations with accountable controls.
Explore module 09EXPERIA MANDATESMandates
Manage consent and mandate lifecycle states through approved providers.
Explore moduleYOUR BUSINESS BANKING FOUNDATIONOpen with a bank.
Open with a bank.
Operate from Experia360.
Choose an official current-account journey, prepare your organization evidence, complete the bank's KYC and connect the approved account to your operating workspace.
Accounts and regulated banking services are provided and approved by the selected bank.Choose your bankUse an official bank-owned application journey.
Prepare and verifySubmit the evidence required by the bank and platform.
Receive bank approvalEligibility and KYC remain the bank’s decision.
Connect your workspaceConfigure, test and independently activate access.
SECURITY THAT SHAPES THE PRODUCTFast for your team.
Fast for your team.
Hard to misuse.
Security is part of every request path: explicit tenant context, server-side secrets, independent decisions and evidence your team can review.
Explore our security architectureSTART CLEAN. SCALE CLEAN.
From company details to an activated workspace, without the back-and-forth.
Create your company
Register your organization and owner.
Choose products
Select only the capabilities you need.
Complete verification
Provide company, people and banking evidence.
Go live with control
Approved products and connections activate independently.
QUESTIONS, ANSWERED
The important details before you start.
Clear boundaries make better financial operations.
What is Experia360?+
Experia360 is a technology platform that coordinates business banking workflows, permissions, approvals, evidence and integrations in one tenant-scoped workspace.
Is Experia360 a bank?+
No. EXPERIA360 PRIVATE LIMITED is a technology provider. Accounts and regulated services are supplied and approved by the applicable bank or authorized provider under separate agreements.
Can I use my existing business account?+
An eligible account may be connected when your organization has the required commercial and API arrangement with a supported bank and completes configuration, testing and approval.
How are products activated?+
Products begin disabled. Your organization selects them during onboarding, supplies the required evidence and receives explicit platform approval before access is enabled.
Make money operations your competitive advantage.
Build the workspace, choose your products and bring every team into one accountable operating rhythm.