Built for the way ambitious Indian businesses move moneyExplore business banking
Experia APIHub APIHUBBUILD ONCE. OPERATE WITH CONTEXT.

Embed financial workflows
without losing control.

Give product teams a consistent way to initiate approved workflows and receive traceable updates across Experia360 products.

Request Experia APIHub Explore capabilities
Product remains disabled until organization and access review are complete.
Experia APIHubEmbedded operations
Use one product language Keep credentials server-side Receive accountable events
ACCESS MODELReview before activation
THE PRODUCT PROMISE

For engineering and product teams that want predictable integration while finance retains policy and approval ownership.

CONFIGURABLE BANK PROFILES

Recognizable banks. Explicit activation.

Profiles are available for configuration; live access always requires your own bank contract, credentials, testing and approval.

HDFC Bank logoICICI Bank logoAxis Bank logoYES BANK logo
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WHAT CHANGES FOR YOUR TEAM

Less operational drag.
More confident decisions.

01

Use one product language

Work with consistent resources across eligible financial workflows.

02

Keep credentials server-side

Create scoped clients without placing secrets in public browser code.

03

Receive accountable events

Connect operational updates to the correct request and organization.

CAPABILITIES IN DEPTH

Everything the workflow needs.
Nothing hidden between steps.

Each capability is designed as part of one accountable operating journey rather than a disconnected tool.

01
Embedded operations

Scoped application access

Issue clients for a defined organization and permitted product purpose.

  • One-time secret display
  • Permission scope
  • Revocation workflow
1
02
Embedded operations

Consistent requests

Use stable workflow concepts even when underlying bank services differ.

  • Common identifiers
  • Clear validation
  • Idempotent financial requests
2
03
Embedded operations

Signed event delivery

Receive eligible status changes through endpoints that can verify message authenticity.

  • Signed webhooks
  • Delivery history
  • Retry visibility
3
04
Embedded operations

Operational traceability

Follow a request from customer system through approval and provider response.

  • Request IDs
  • Organization context
  • Status evidence
4
THE EVERYDAY JOURNEY

Four clear moments.
One continuous record.

01

Request

Select APIHub during organization onboarding.

02

Scope

Create a client for an approved product purpose.

03

Integrate

Build against consistent resources and test safely.

04

Operate

Monitor requests, events and credential lifecycle.

WHERE IT FITS

Designed around
real business work.

For engineering and product teams that want predictable integration while finance retains policy and approval ownership.

01

ERP integration

Connect approved payout and reconciliation workflows with enterprise systems.

02

Marketplace operations

Initiate controlled partner workflows from an internal platform.

03

Finance automation

Reduce repeated manual handoffs while keeping approval gates.

04

Embedded administration

Bring selected operational actions into a customer-owned interface.

RESPONSIBILITY BOUNDARY

Clarity builds trust.

APIHub does not expand product entitlement. Every request remains limited by the organization’s approved products, roles and active provider connections.

IMPLEMENTATION READINESS

From product request
to controlled activation.

Every module enters the same onboarding, entitlement and evidence framework while preserving its product-specific operating rules.

01

Bring the banking relationship

Use an eligible existing account or request a current account from a displayed bank. The bank owns eligibility, KYC and account approval.

Explore current accounts
02

Complete Experia onboarding

Select Experia APIHub, provide organization evidence and define integration needs inside the encrypted onboarding workspace.

Request this product
03

Connect, test and approve

Credentials stay server-side. Connectivity is tested without financial instructions, then activated through independent approval.

Review the platform model
PRODUCT QUESTIONS

Before you
request access.

Can API credentials be used in frontend JavaScript?

No. Secrets are intended for secured server-side systems and are displayed only once when created.

Does an API request bypass approval?

No. A request remains subject to the product’s permissions, approval policy and connection state.

Are all bank APIs identical underneath?

No. APIHub provides a consistent Experia360 workflow while adapters preserve bank-specific contracts and security requirements.

BUILD YOUR STACK

Works even better,
together.

Payout operations

Experia Pay

Explore product Collection operations

Experia Collect

Explore product Reconciliation control

Experia Recon

Explore product
APIHUB · REQUESTABLE SOLUTION

Bring Experia APIHub
into your operating stack.

Start with organization onboarding and request only the capabilities your team needs.

Start onboarding