Built for the way ambitious Indian businesses move moneyExplore business banking
Experia Pay PAYMOVE MONEY WITH INTENT

Every payout deserves
a confident release.

Create, review and track business payouts through one calm workspace—without trading speed for control.

Request Experia Pay Explore capabilities
Product remains disabled until organization and access review are complete.
Experia PayPayout operations
Pay from one workspace Put approval before action Know where every payout stands
ACCESS MODELReview before activation
THE PRODUCT PROMISE

For finance teams that want fewer bank-portal handoffs, clearer approvals and one accountable payout trail.

CONFIGURABLE BANK PROFILES

Recognizable banks. Explicit activation.

Profiles are available for configuration; live access always requires your own bank contract, credentials, testing and approval.

HDFC Bank logoICICI Bank logoAxis Bank logoYES BANK logo
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WHAT CHANGES FOR YOUR TEAM

Less operational drag.
More confident decisions.

01

Pay from one workspace

Coordinate eligible transfers across activated bank connections without rebuilding the process for every bank.

02

Put approval before action

Keep creators and approvers separate so important instructions receive an independent review.

03

Know where every payout stands

Follow draft, approval, submission and bank-result states without relying on spreadsheet updates.

CAPABILITIES IN DEPTH

Everything the workflow needs.
Nothing hidden between steps.

Each capability is designed as part of one accountable operating journey rather than a disconnected tool.

01
Payout operations

Single and bulk payout journeys

Handle one-off obligations and larger payment runs through the same controlled experience.

  • Purpose-led instructions
  • Batch review summaries
  • Consistent payout states
1
02
Payout operations

Beneficiary confidence

Maintain beneficiary records with verification status and evidence before they become eligible for payment.

  • Controlled beneficiary creation
  • Account evidence tracking
  • Review before eligibility
2
03
Payout operations

Approval policies teams understand

Make responsibility visible with maker-checker decisions, clear ownership and recorded reasons.

  • Independent approval
  • Reject with reason
  • Actor and timestamp history
3
04
Payout operations

Bank-aware execution

Route an approved instruction only through a configured, tested and activated bank connection.

  • Contract-bound rails
  • IMPS / NEFT / RTGS modes
  • Bank and platform status separation
4
THE EVERYDAY JOURNEY

Four clear moments.
One continuous record.

01

Create

Choose beneficiary, amount, purpose and eligible transfer mode.

02

Review

Validate the instruction and its supporting context.

03

Approve

An independent user accepts or rejects the release.

04

Track

Follow submission and final bank evidence in one place.

WHERE IT FITS

Designed around
real business work.

For finance teams that want fewer bank-portal handoffs, clearer approvals and one accountable payout trail.

01

Vendor payments

Coordinate scheduled supplier obligations with review before release.

02

Partner settlements

Prepare controlled settlement runs for marketplace or distribution partners.

03

Customer disbursements

Handle approved refunds, incentives or claim-related payouts.

04

Operational batches

Group multiple valid instructions into a reviewable payout run.

RESPONSIBILITY BOUNDARY

Clarity builds trust.

Experia360 orchestrates the instruction and evidence. The contracted bank decides acceptance and executes the transfer under the customer’s banking arrangement.

IMPLEMENTATION READINESS

From product request
to controlled activation.

Every module enters the same onboarding, entitlement and evidence framework while preserving its product-specific operating rules.

01

Bring the banking relationship

Use an eligible existing account or request a current account from a displayed bank. The bank owns eligibility, KYC and account approval.

Explore current accounts
02

Complete Experia onboarding

Select Experia Pay, provide organization evidence and define integration needs inside the encrypted onboarding workspace.

Request this product
03

Connect, test and approve

Credentials stay server-side. Connectivity is tested without financial instructions, then activated through independent approval.

Review the platform model
PRODUCT QUESTIONS

Before you
request access.

Can payouts start immediately after sign-up?

No. Organization verification, product approval and an activated bank connection are required first.

Which transfer modes are represented?

Experia Pay models IMPS, NEFT and RTGS modes, subject to the contracted bank service and account configuration.

Can the creator approve the same instruction?

Sensitive payment release is designed around independent maker-checker responsibility.

PAY · REQUESTABLE SOLUTION

Bring Experia Pay
into your operating stack.

Start with organization onboarding and request only the capabilities your team needs.

Start onboarding