Built for the way ambitious Indian businesses move moneyExplore business banking
EXPERIA APIHUB

Predictable APIs for
unpredictable banking edges.

Build against consistent tenant-scoped resources, explicit status models and signed events. Bank-specific adapters remain isolated behind the orchestration layer.

Request APIHub access Explore foundations
api.experia360.comv1
POST /api/v1/payoutsIdempotency-Key: unique_request_idX-Experia-Organization-Id: org_uuid
{
  "amount_paise": 125000,
  "mode": "IMPS",
  "beneficiary_id": "..."
}
202 Accepted request_id: req_...
API FOUNDATIONS

Consistency before
convenience.

Financial integrations need safe behavior at failure boundaries—not merely attractive endpoint names.

Idempotent writes

Transactional creates accept a unique idempotency key so safe retries resolve to the original intent.

Request traceability

Every response carries a request identifier that follows the operation across application boundaries.

Signed events

Webhook endpoints receive verifiable signatures and use one-time signing secrets at configuration.

Scoped credentials

API client secrets are displayed once; browser sessions remain behind HttpOnly session cookies.

Unknown is explicit

Bank timeouts do not become success. Unknown execution state requires status inquiry before retry.

Tenant and permission checks

Resources remain scoped to the selected organization and the caller's granted capabilities.

SIGNED EVENT DELIVERY

Know where every
event came from.

Register HTTPS endpoints, retain signing secrets in controlled custody and verify every payload before updating internal state.

  • HTTPS endpoints only
  • One-time signing secret display
  • Tenant-scoped endpoint administration
  • Delivery evidence and request IDs
payout.status.changed 200
{
  "event_id": "evt_...",
  "organization_id": "org_...",
  "data": {
    "status": "PROCESSING",
    "bank_reference": "..."
  }
}
X-Experia-Signature: sha256=...
INTEGRATION PATH

From access request
to certified connection.

01

Complete onboarding

Request APIHub and relevant financial products.

02

Create scoped credentials

Generate an API client and store its secret once.

03

Build against controlled resources

Implement idempotency, request tracking and event verification.

04

Configure contracted bank access

Supply the bank-issued UAT pack and security material.

05

Complete certification

Test failure paths and receive independent production approval.